I'm particularly struck by this:
Everyone loses something in a depression. Make sure that it is something you can afford to lose. Your marriage, your health, your honor, your relationships with your family and friends... how can you replace these? Yet the inexperienced seem to sacrifice these first.
That quote has inspired a Christmas sermon mini-series at my congregation. Give this essay a shot. It's well worth your time.
Getting your company through a recession - Recessions - Accounting Solutions Ltd